No matter how carefully you plan, life can put a dent in your retirement funds. A life-altering accident or illness can turn your life upside down. Dipping into your retirement…
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Why do Mortgage Rates Change?
Let’s take a look at the factors that influence fixed and variable mortgage rates. Fixed Mortgage Rates The main factor affecting fixed mortgage rates is Government of Canada bond yields.…
Are Interest Rates Important?
What is the first thing that comes to your mind when you are thinking about getting a mortgage? If you are like the majority of Canadians you probably would say:…
Factors That Determine Mortgage Rates in Canada
For many years now, mortgage rates have remained at historically low levels in Canada. Given the significant impact that mortgage rates have on the cost of homeownership and the housing…